Most serious problem I ever had was in Portugal many years ago. We were going to walk into a town for lunch and parked on a street. The camera bag was put in the trunk and everything in the rental car was locked and out of sight. However, someone was watching.
When we got back an hour later, the driver’s door lock was very neatly popped in, they opened the trunk through the back seat and took the camera bag that also had $500 in Amex traveller’s cheques.
Had to go to a police station and give a statement. I started to lean over to suggest that I could type the statement a bit faster than the cop, who was a ‘word a minute’. Oops, saw that he was typing in English with a Portugese keyboard. I kept my mouth shut.
Amex replaced the money within an hour. Insurance bought me a new video camera. we did lose an hour’s worth of our video and 3 hours of our trip. Budget rent a car tried to charge me for the repair, even though i had zero deductible. The repair guy said he worked on a ‘few’ locks every day, so it was a common thing. Wish they had told me.
Now, I do almost everything with my phone camera and it stays with me and protected by ‘where’s my droid’ plus password protected.
Oops - forgot. I parked at one of the Buffalo hotels while away on a flight for a week. Returned to the parking lot and my van was missing. No biggie, insurance paid for a rental car for a month as I had to wait for 30 days before it was replaced. I had ‘new for old’ policy so I stood to get a new van out of it. Cheektowaga police called on day 30 - they found the van. It had been used for B&Es throughout the region for a few weeks. Same thing, popped lock, screwdriver in steering column. The repair guy showed me how to break in, start the van and drive off in under 20 sec. OUCH.
Live & learn but sometimes you can’t do much more to protect yourself.